I was a military financial counsellor for most of my career. Today, I offer advice when asked and I’m watching as people are losing their cars, their homes, their cabins and — of least consequence – their toys. Which brings me to the point of this rant.
I learned something the other day from my sister-in-law of all people and it was something I should have known. The source of most families’ financial problems is men!
Just think about it for a second, and the old expression: the only difference between men and boys is the price of their toys.
Hey ladies, have a look out back. What do you see? Most likely there’s a quad. If he didn’t buy it, he probably got sucked into getting it for free (ha) when he bought his $75,000 truck that he wanted but never needed.
He’s also got a skidoo because sometimes, there’s just too much snow for the quad, dear, and we can go up in the woods and have a boil up but he has never taken you and even if he offered, you don’t want to freeze your ass off and drink tea filled with bough sprinkles. He bought you a skidoo suit that you’ve never worn and he paid $500 for a floater suit for himself in case he falls through the ice and if you object he says that you don’t care if he drowns. He also bought a trailer for the skidoo because the box in the truck is too short and sometimes when there isn’t enough snow he has to drive where there is snow.
I’d be willing to bet that there’s a boat out there somewhere, too. He probably started with a canoe and now he’s got the one with the cuddy cabin that, “we can spend a night on the bay in,” but you get sea sick and you told him that before he bought it.
Then of course there’s the trailer that only costs $200 a month and $2,500 a year to park which is more than the property taxes on the house. He spent a thousand dollars for a rifle to shoot a moose very five years, which he rarely shoots, and he hooks the trailer to the truck and drives across the island to hunt because there aren’t any moose in your area.
Finally, there’s the shed.
It filled with every tool that Canadian Tire has ever sold and yet, whenever anything needs to be fixed, you have to call in a repairman. It has its own fridge and stove, table and chairs and even though the couch in the living room was fine, he needed it for the shed so he convinced you to use your credit to buy a new one for the house.
And remember when you splurged and got your hair and nails done. When you dropped off his supper to him in the shed, sitting on your perfectly good couch watching the TV that was too small for the living room, to his credit he noticed your nails and then your hair cut.
“So, what that did that cost you?” he asked critically.
In the interest of full disclosure, I own a snow mobile, a side-by-side, and a boat. But I recently sold my trailer.